It seems like you are experiencing issues with root detection on your device despite using various methods to hide your root access. The primary problem you're facing is that your banking apps and other sensitive applications refuse to start because they detect the presence of a root environment. You've tried using different modules and configurations, including overlayfs and susfs, but the root detection persists. You've also attempted to exclude these apps from modifications in the superuser tab without success. Additionally, you're facing compatibility issues with Magisk and certain kernels, which further complicates the situation. Your goal is to find a solution that allows you to maintain a clean and undetectable root setup that doesn't interfere with your banking and other critical applications. The ideal solution would involve a method that effectively hides your root access from apps that specifically search for it, ensuring that your device remains secure and functional for all your needs.